Download Our Commercial Real Estate Mortgage Application

Start your commercial real estate mortgage application on the right foot by applying with US Business Finance Corporation. We have a track record of helping businesses maneuver in the setback filled world of commercial lending. Our professionals help you position your business for the best presentation and follow through with commercial lending institutions to obtain your commercial property loan.

Fax Application to 1-303-688-8842

Commercial Mortgage Markets

Without a doubt, today's commercial property loan market is extremely challenging, but leveraging the use of the equity in your commercial property is still one of the best ways to maximize your cash flow. Even the most seasoned business owner's may need working capital in excess of US Business Finance Corp's core offering - a Business Cash Advance. We realize that our Business Cash Advance assists an owner only for the short term (6 - 12 months). During our "interviewing" process, we ask a series of questions to determine the scope of the project (or projects) you would like to fund and, in turn, we offer several strategic financial solutions.

In many cases, we can combine the Business Cash Advance as a first step to provide immediate working capital and then offer a second step of assisting you with the commercial mortgage application process. A commercial mortgage application and funding process usually takes a number of weeks and so it doesn't provide immediate cash flow relief.

In this tight credit market, business owners and property owners need to strategize carefully before presenting a new property loan request to the commercial real estate financing marketplace. Leverage is down and financial lending institutions' scrutiny has been ratcheted way up. Your value proposition and business plan need to be very well thought out and presented as effectively as possible to the right audience. With fewer active lenders in the marketplace aggressively pursuing lending, the margin for error is almost non-existent and there is no room for amateur presentations. More than ever it makes sense to work with us to contact our national network of professional financial lending organizations, firms that are always in the marketplace and always in the center of action.

US Business Finance Corporation can be your advocate and advisor, helping you strengthen and optimize your strategy, business plan and presentation before approaching any commercial lenders. Using US Business Finance Corp to act on your behalf will help to ensure you of the best possible outcome in your quest for a commercial real estate mortgage.

Our initial list of items to needed to underwrite a commercial mortgage are:

1. Current Rent
2. Complete Income/Expense Statement on the property including:
   • Annual property Taxes and Insurance
   • Water /Sewer
   • Fuel/Electricity
   • Maintenance/Repairs & Management
3. Summary of All Commercial Leases (if any) showing escalations & expirations
4. Complete, Detailed physical description including building square footage
5. If acquisition, provide copy of fully executed contract of sales
6. If Refinancing, price originally paid for the property, date of purchase and summary of current pricing
7. Photos (if available)
8. Site Plan or Property Survey (if available)
9. Summary of current financing (refinance only)
   • Current lender, current principal balance, current interest rate, monthly payment, maturity date
   • Current Personal Financial Statement (where applicable)
   • Current Business Financial Statement (where applicable)
   • Last two years Personal Tax Returns (where applicable)
   • Last two years Business Tax Returns (where applicable)
   • Permission to run credit report(s) on business owner(s)

Experience Counts In the Mortgage Industry

Securing your commercial property is one of your best financial business steps. The experienced financial team at US Business Finance Corp can help you each step of the way to obtaining your commercial property mortgage. Our experts guide you in the necessary steps to take as well as help you steer clear of pitfalls in the property lending process. If you have any questions, please contact us at your earliest convenience.