Residential Home Loan Pre-Application Instructions

Do you need operating capital for your business or personal finances, but do not want a Cash Advance Program loan for whatever reason(s)? Using the equity of your home with a residential real estate mortgage, you don't need to give up to 25% of your business's total Visa and MasterCard receivables each day.

Then, seriously consider US Business Finance Corp's residential lending group spearheaded by CREDITable Mortgage Services, LLC for you borrowing needs! In today's tight mortgage market, contact US Business Finance experts to help you find the home mortgage package that fits your needs and help first time home buyer's utilize government programs, and help steer you clear of property lending pitfalls.

Residential real estate mortgages have long been used to consolidate personal debts. But have you considered the equity in your home as an asset that can be leveraged at low interest, plus tax breaks to help your business purchase new equipment, expand, or reduce your high interest business debt?

Lock In Your Interest Rate

Since August 2007, the real estate lending markets have experienced very volatile financial and commodities markets reacting to the subprime mortgage market meltdown and follow-on reactions of the Federal Reserve and the banking institutions. It is not unusual for fixed mortgage interest rates to change .125 to .250% from day-to-day or week-to-week. In the history of these markets, these are huge changes! Currently, some wholesale lenders quote interest rates 4 times per day to their approved brokers! The borrower's risk can be reduced by formally locking in the mortgage interest rate for 30 or 45 days, depending on the lender's policy.

US Business Finance Corporation confidently offers the following loan programs:

First Mortgages for Residential Real Estate (Whole Loans)

• Standard fixed- and variable-rate loans
• High leverage purchase loans
• Renovation or new construction loans
• Custom loans to meet your commercial real estate funding needs
• No minimum loan amount

Second Mortgages (Subordinate Financing)

• Use equity in your existing property
• Purchase a commercial property
• Loan products for renovation and construction
• Satisfy all loan requirements of the first mortgage lender