Business Cash Advance & Business Financing Alternatives 

Alternative Lending – Great Savings Over Traditional Lending Options

Small start-up businesses have an option of funding their beginning marketing, inventory and equipment costs through business cash advances or possibly the small business loan currently offered by a national firm through credit unions. Which one benefits your business faster and better?

Lets take a normal example of a need for a $10,000 capital infusion. The national firm’s small business loan has an advantage over usual small business loans in that it does not require collateral. Neither does a cash advance – so the two programs are well matched to compare. Due to the lack of collateral, there is a risk factor added to the small loan’s interest rate on a 5 year loan.

Over the life of the loan, the small business owner will pay more in interest in fixed monthly payments. On the other hand, entrepreneurs who have sought business funding from US Business Financing Corp get cash advances that are paid back out of the credit card income stream. The benefit is the advance is paid off in half a year to a year rather than 5 years. And the cost on the funding is lower with no penalties for pre-payment when business really picks up.

For a small business owner the business cash advance has an added benefit over the alternative of using credit cards to fund a business loan. A cash advance repayment schedule has its own discipline – the pay-off time is fixed. Credit cards debt tends to stay with the merchant unless a real determined effort is made to pay off the debt. After all, unlike US Business Finance Corp, the banks issuing credit cards are not interested in your business success, just your interest payments and keeping them long and drawn out.

Next time you need to locate operating capital for your small business, seriously consider the alternative lending resources of US Business Finance Corp. After all, our mission is to help businesses like yours to get the cash you need to succeed in less than two weeks.

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