Service and support for high risk merchant credit card accounts.

US Business Finance Corp has been following the action of two federal offices' and the Federal Reserve's proposed (and already internally approved) "Unfair or Deceptive Acts or Practices" rule intended to restrict certain practices by credit card issuers. US Business Finance Corp has a history of helping business obtain merchant credit card accounts, especially small businesses that fall into the high risk credit card category.  These changes were spurred in part by the GAO's report in late 2006 on credit card practices and the thousands of letters the Federal Reserve Board received.

business cash advances benefits

When discussing our business cash advance option with business owners, a question that US Business Finance Corp often gets is "Isn't this just like accounts receivable financing or factoring?" Similar, but more beneficial in several respects. Let's look at how these three avenues of fund-raising options compare.

Fast cash advances for cash-strapped businesses.

Company owners trying to get a business loan to increase their operating capital, yet who have bad credit are in for a challenging and tough time finding cooperative lending organizations. US Business Finance Corp helps small business owners whose credit is in need of repair qualify for alternative funding solutions. Unfortunately bad credit is not that hard to achieve. Late payments on primary financing or applying for too many credit cards at once all can impair your FICO score. In today's loan market, the bar for a good credit score was raised by many financing institutions from 650 to 720 and even 740 for the best real estate loans. There are financing alternatives available to fight the uphill bad credit financing battle.

Operating capital sources for small businesses

Business funding can take a varying amount of time between pre-application to receipt of monies, due to the documentation small businesses need to assemble. US Business Finance Corp has helped many businesses move through the application process and get to funding in a short amount of time. Some delays in the process are on the business lender's side, but most delays are controllable since they are caused by the funding applicant.

Improving small businesses' ability to obtain financing

As a small business owner looking for additional working capital, you can take steps now to improve your financial position before approaching your banker. Most entrepreneurs are most at home in the salesman role and preparing their business for capital financing is not of the highest priority. US Business Finance Corp has found that following these five steps can help your business prepare great looking financial statements.