Need a Business Loan, But Have Bad Credit?

Get your unsecured business loan with a business cash advance.

Company owners trying to get a business loan to increase their operating capital, yet who have bad credit are in for a challenging and tough time finding cooperative lending organizations. US Business Finance Corp helps small business owners whose credit is in need of repair qualify for alternative funding solutions. Unfortunately bad credit is not that hard to achieve. Late payments on primary financing or applying for too many credit cards at once all can impair your FICO score. In today's loan market, the bar for a good credit score was raised by many financing institutions from 650 to 720 and even 740 for the best real estate loans. There are financing alternatives available to fight the uphill bad credit financing battle.

Business cash advances are used by many of our small business clients to meet financial obligations to improve their credit history. At the same time, the cash advance does not affect their credit score, except possibly to improve it if used to help maintain timely payments to creditors. Business cash advances are not loans and do not show up as a liability. They are a pledge against future VISA/MasterCard sales that are paid back automatically from the credit card sales over the next 6 to 10 months.

The funding professionals at US Business Finance Corp take the time to listen to business owners to see what is their business plan and strategies for growing and improving their business. From this viewpoint our experts propose several funding options and weigh the pros and cons of each to determine of which business funding options meet your short-term goals and what other options, such as cleaning up the credit history and applying for an SBA loan, might best fulfill long-term plans. Our experience is that building for the future, taking only the wisdom gained from past mistakes is the best way to erase a poor credit history and create a better credit score.

Our alternative business financing sources network is actively looking for small businesses to help. Though economic news may have challenging forecasts, many areas of the economy are gearing up to achieve new goals. Investors know that small businesses are the backbone of the economy and that a business cash advance, even to merchants repairing their credit history, are a good investment.

Should your business have credit challenges, and you need money soon, our team of funding solution specialists will work fast and efficiently to support your operating capital requirements. Contact us or fill out our simple Business Cash Advance Application Form to see how easy it is to use US Business Finance Corp's working capital solutions.